The Two Types of Final Expense Insurance
Simplified Issue Final Expense
If you’re in relatively good health and looking to cover end-of-life costs, simplified issue is the best type for you. You’ll answer a few health questions on the application, but won’t have to undergo a medical exam. Typically, coverage amounts go up to $35,000.
Modified Issue Final Expense
This type is best for those whose age or health keeps them from getting other types of life insurance.