How Can I Qualify For
Final Expense Insurance?
To qualify for final expense insurance may be easier than you think. Many plans offer a simple application process with no medical exam required. Even if you have health conditions or have been declined for life insurance in the past, you may still have coverage options available. We’ll help you understand your choices and find a plan that fits your needs and budget—without pressure or confusion.
Let’s find the coverage that’s right for you.
Standard Issue
Final Expense
A straightforward option that
may provide full coverage from
day one, subject to policy terms.
Modified Issue
Final Expense
An alternative option that
can make coverage
available to more people.
*Benefits may be limited during an initial period
How to Apply for Coverage
Like all life insurance policies, in order to qualify for final expense insurance you must fill out an application for final expense coverage. We have a 1 page application. Coverage is based on your answers to health questions, NOT medical tests.
When you’re ready to apply, you can contact us at The Memorial Insurance Group. We provide personal service that you can’t get from a big call center.
Not ready to apply? Our licensed representatives can give you a FREE, no obligation quote.
How Your Coverage Works
Once your coverage is approved, you’ll make regular premium payments to keep your policy in force.
When you pass away, your beneficiary receives the policy’s death benefit, subject to the terms of your policy. The funds can be used to help with funeral and burial or cremation expenses, outstanding bills, or other final expenses.
One simple application. Multiple options. We’ll help you find the coverage that fits you best.
Want additional information about Final Expense Insurance?
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